Advanced Learner Loan

Information for learners

Enrol on the course you need for the future you want, without paying anything upfront thanks to an Advanced Learner Loan!

If you’re earning £30,000 per year, your monthly repayment is just £37.50.

Courses available

“The advanced learner loan opened the door to countless possibilities for me.
I won’t say it hasn’t been hard work, setting up on your own and
trying to build a client base is hard, but I can definitely say that I have reaped the rewards!
I had always wanted to be an educator, and now thanks to the
learning loan, I have been able to achieve this.”

Trish Sharkey, Advanced Learner Loan student

Level 3 VRQ in Barbering

Level 3 Diploma in Barbering

Level 3 Diploma in Women's Hairdressing

Level 3 Diploma in Make-Up Artistry

Level 3 Diploma in Massage Therapy

Level 3 Diploma in Complementary Therapies

Level 3 Diploma in Fashion, Theatre and Media Hair & Make-Up

Level 3 Diploma in Nail Technology

Level 3 Diploma in Hairdressing Studies

Level 3 Diploma in Theatrical Special Effects and Hair and Media Make-Up

Level 3 Diploma in Permanent Hair Removal and Skill Rejuvenation

Level 3 Diploma in Nail Services

What you need to know

  • Do you live in the UK and have been for the past 3 years?
  • Are you aged 19 or more?
  • Are you interested in studying a level 3 – 6 course?

If your answers are yes, you can apply for a 19+ Advanced Learner Loan!

The amount you can get depends on your course, the tuition fees charged by your training provider and maximum amounts set by the government. The minimum loan amount is £300. We will discuss your course fees with you prior to you enrolling.

Student Finance England (SFE) will pay your agreed tuition fees directly to your training provider once they’ve confirmed your attendance on the course.

Your monthly repayments will be based on your income, not what you have borrowed and you’ll only start making repayments when your income is more than £404 per week, £1,750 per month or £21,000 per year.

You’ll pay back 9% of any income above £25,000 a year, so for example, if you earn £25,000 per year, your monthly repayment will be £0. If you earn £35,000 per year, your monthly payment will be £37.50.

If your income drops or rises, for example if you receive a bonus, your repayment amount will automatically change to reflect this.

You’ll be due to start repaying your loan in the April after you leave or finish your course.

It’s important you consider your own circumstances and look into all options for paying for your course before choosing to take out a loan. You can get independent financial advice from the Money Advice Service at